Last Updated: July 12, 2025
Welcome to Intelligent.ai ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern
your use of our website, products, and services, including health insurance, life insurance, group benefit
programs, and tax-saving consultation services (collectively, the "Services").
By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our
Services.
1. Use of Services
You agree to use our Services only for lawful purposes. You must not misuse or interfere with our Services or
try to access them using a method other than the interface and instructions we provide.
2. Insurance and Financial Products
Intelligent.ai provides access to various insurance and financial products through licensed agents and partner
carriers.
All insurance coverage is subject to approval and acceptance by the issuing insurance company.
The Company does not guarantee coverage, savings, or specific tax outcomes.
3. Health, Life & Group Benefits
We offer information and access to individual health plans, life insurance, and group benefit plans designed
to help families and business owners reduce costs and save on taxes.
Eligibility and pricing depend on carrier underwriting and applicable laws.
4. Tax Strategies & Savings
Our tax-saving strategies (e.g., Section 125 Cafeteria Plans) are designed to help employers and employees
maximize legal tax advantages.
We do not provide legal or tax advice; clients are encouraged to consult with their own legal and tax
professionals before implementing any strategy.
5. Accuracy of Information
You agree that any information you provide to us is accurate, complete, and current. You are responsible for
maintaining the confidentiality of your information and for all activities that occur under your account or
consultation process.
6. No Professional Advice
The materials and information provided by Intelligent.ai are for general informational purposes only. They do
not constitute legal, tax, or investment advice.
7. Limitation of Liability
To the fullest extent permitted by law, Intelligent.ai and its affiliates shall not be liable for any indirect,
incidental, special, consequential, or punitive damages arising out of or related to your use of the Services.
8. Indemnification
You agree to indemnify and hold harmless Intelligent.ai, its affiliates, and their officers, directors, employees,
and agents from any claims, damages, liabilities, losses, or expenses (including legal fees) arising out of your
use of the Services or violation of these Terms.
9. Termination
We may suspend or terminate your access to the Services at any time, with or without notice, for conduct that
we believe violates these Terms or is harmful to other users, us, or third parties.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without
regard to its conflict of law provisions.
11. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Changes will be posted on this page with
an updated "Last Updated" date.
12. Contact Us
If you have any questions about these Terms, please contact us:
Email: [email protected]
Phone: 305-560-3285